Take Home Pay Calculator
Find out exactly how much of your salary you actually keep. Includes all federal, state, Social Security, and Medicare deductions.
Enter Your Income Details
What This Calculator Does
- Accurate federal tax withholding
- All 50 states tax calculations
- FICA (Social Security + Medicare)
- Pre-tax deductions (401k, HSA, insurance)
- Compare gross vs net pay
Frequently Asked Questions
What percentage of my salary is take-home pay?
Most Americans take home 70-80% of their gross salary. The exact amount depends on your tax bracket, state, and deductions.
What deductions reduce my take-home pay?
Federal income tax, state income tax, Social Security (6.2%), Medicare (1.45%), plus voluntary deductions like 401k and health insurance.
How can I increase my take-home pay?
Maximize pre-tax deductions (401k, HSA, FSA), claim all eligible tax credits, and review your W-4 withholding allowances.
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Gross to Net Calculator
Convert your gross salary to net take-home pay instantly. See a detailed tax breakdown with federal, state, and FICA deductions for any salary.
Biweekly Paycheck Calculator
Calculate your biweekly take-home pay after taxes. See federal, state, FICA deductions and net pay for each of your 26 annual paychecks.
1099 Tax Calculator
Calculate self-employment taxes on 1099 income. See the 15.3% SE tax, quarterly estimated payments, and compare 1099 vs W-2 take-home pay.
All Calculators
Need the full picture?
Use our main income calculator with YTD data for the most accurate annual projection.
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