Decision Simulation
What If I Buy a Car?
See exactly how a financial decision impacts your Genome scores, cash flow, and 12-month outlook before you commit.
How Decision Simulation Works
1
Enter Your Profile
Your current income, savings, debt, and expenses set the baseline Genome scores.
2
Describe the Decision
Tell us about the car, house, loan, job, or expense you're considering.
3
See the Impact
Before/after Genome scores, stress band, 12-month projection, and recommendations.
Frequently Asked Questions
The simulation uses real tax brackets, loan amortization, and DTI calculations. It's a directional tool, not a guarantee. Use it to understand the magnitude and direction of financial impact before consulting a financial advisor.
Four proprietary scores: PPI (Purchasing Power Index), FPI (Financial Pressure Index), LRS (Liquidity Resilience Score), and REW (Risk Expansion Window). Together they give a 360-degree view of financial health, unlike simple credit scores. Get your full Genome report.
The stress band (Low, Moderate, High, Critical) combines your FPI score, emergency fund months, and debt-to-income ratio into a single risk signal. Low means the decision fits comfortably. Critical means you should strongly reconsider or delay.
Yes! Switch between decision types using the buttons above and run as many simulations as you want. Each simulation is independent. To layer decisions (e.g. new job + new house), update your profile inputs to reflect the first decision, then simulate the second.