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1099 Self-Employment Tax Calculator

Freelancer or contractor? Calculate your self-employment tax burden, quarterly estimated payments, and true take-home pay.

Enter Your 1099 Income

Self-employment tax (15.3%) is included in results.

What This Calculator Does

  • 15.3% self-employment tax calculation
  • Federal income tax estimates
  • Quarterly payment schedule with due dates
  • Business expense deductions
  • Compare 1099 vs W-2 take-home pay

Frequently Asked Questions

What is the self-employment tax rate?

Self-employed individuals pay 15.3% (12.4% Social Security + 2.9% Medicare) on net self-employment income. You can deduct half of this on your tax return.

When are quarterly estimated taxes due?

Q1: April 15, Q2: June 15, Q3: September 15, Q4: January 15 of the following year.

How much should I set aside for taxes as a 1099 contractor?

A safe rule is 25-30% of gross income. This covers federal income tax, self-employment tax, and state taxes.

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