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Quarterly Estimated Tax Calculator

Self-employed or freelancer? Calculate your quarterly estimated tax payments to avoid IRS penalties.

Estimate Quarterly Payments

2026 Due Dates:

Q1: April 15, 2026 Q2: June 15, 2026 Q3: September 15, 2026 Q4: January 15, 2027

What This Calculator Does

  • Four quarterly payment amounts
  • Due date reminders (4/15, 6/15, 9/15, 1/15)
  • Safe harbor calculation
  • Penalty avoidance guidance
  • State quarterly estimates included

Frequently Asked Questions

Who needs to pay quarterly estimated taxes?

Anyone who expects to owe $1,000+ in taxes and doesn't have sufficient withholding (freelancers, contractors, business owners, investors).

What is the safe harbor rule?

You avoid penalties by paying either 100% of last year's tax liability or 90% of this year's. If your AGI exceeds $150K, the safe harbor is 110% of last year's tax.

What happens if I miss a quarterly payment?

The IRS charges an underpayment penalty, currently around 8% annually on the underpaid amount. Pay as soon as possible to minimize penalties.

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